CCB payment dates for 2026 and 2027

Updated July 31, 2026 · figures for the July 2026 – June 2027 benefit year

The CCB is paid monthly, normally on the 20th. When the 20th falls on a weekend or a holiday the payment moves earlier, never later, and December is always earlier than the rest so that it lands before the holidays.

Confirmed payment dates for 2026

These are the dates published by the CRA. The June and September dates are earlier because the 20th falls on a weekend; the December date is earlier by design.

What about the first half of 2027?

The CRA publishes each calendar year's schedule in advance, and the 2027 dates are not out yet. Based on the fixed pattern — the 20th, moved back to the preceding business day when it falls on a weekend — January through June 2027 will land on or just before the 20th of each month. We will replace this paragraph with the confirmed list as soon as the CRA posts it rather than leave an estimate on the page.

Why the date moves at all

The CRA issues benefit payments on business days. When the 20th lands on a Saturday or Sunday, the payment is released on the preceding Friday rather than the following Monday — the rule is always to move earlier, so nobody waits longer than the published date. Bank holidays behave the same way. December is the one deliberate exception: the payment is pulled forward to the second week so that it clears before the holidays, which is why the December figure looks out of place in the table above.

Direct deposit usually appears on the date itself. A mailed cheque is a different matter — the date above is the day it is issued, not the day it lands, and allowing five to ten business days for delivery is realistic.

The amount changes in July, not January

This is the single most common surprise. The benefit year runs July to June, so your payment amount changes with the July payment, based on the tax return you filed that spring. The July 2026 payment was the first to use the new maximums of $8,157 and $6,883 and your 2025 income. If your July payment dropped, your 2025 income was probably higher than your 2024 income — not an error.

The $240 rule

If your total entitlement for the benefit year works out to less than $240, the CRA does not pay it monthly. You receive the entire amount as a single lump sum with the July payment. Families with higher incomes sometimes assume their benefit was cancelled when this happens.

If a payment does not arrive

Wait five business days past the expected date before contacting the CRA — that is their own guidance, and calling earlier will get you the same answer. In the meantime, check three things:

• Your CRA account shows the next expected payment date and amount, plus a statement of account for the whole benefit year.
• Your personal information — a stale address or a closed bank account stops payments silently.
• Your tax returns. If either you or your spouse has not filed, payments stop. This is the most frequent cause and the CRA does not always send a warning first.

Direct deposit

Direct deposit is faster and does not depend on mail. It can be set up in your CRA account, and it also covers the GST/HST credit and any provincial benefits administered by the CRA. If you change banks, update it before the 15th of the month to be safe — a payment already in flight to a closed account takes weeks to trace and reissue.

Where the money actually goes

One deposit can contain several things at once, which is why the figure in your account rarely matches a federal-only estimate exactly:

• the federal CCB
• the child disability benefit, if a child qualifies for the disability tax credit
• most provincial and territorial child benefits, bundled into the same payment (Quebec is the exception — it pays its Family Allowance separately through Retraite Québec)

The GST/HST credit is not part of this. It arrives quarterly, on its own dates, and seeing it land is sometimes mistaken for a CCB payment arriving early.

Changing banks without losing a payment

Update direct deposit details before the middle of the month. A payment already issued to a closed account is returned to the CRA and reissued, but the trace-and-reissue cycle typically runs into weeks, and there is no way to expedite it once it has started. The same applies to a change of address if you still receive cheques.

Reminders

The CRA can email you about a week before each payment. It is set up under benefit and credit payment reminders in your account, and it is the simplest way to notice an interrupted payment early instead of three months later.

To see what your amount should be on each of these dates, use the CCB calculator — it defaults to the current benefit year and lets you switch back to 2025–2026 if you are checking an older payment.